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Buyer's Most Frequently Asked Questions
How Does Your Financing Work? We offer owner financing where we can sell you the home without you having to qualify at a bank. How Much Down Payment Do I Need? We are very flexible with down payment. We can offer you many options, and we will always do our best to work with whatever funds you have available. You can even start out on a lease purchase and then move to owner financing at a later date when you have the additional money. Do You Offer Down Payment Assistance Programs? Yes we do. Sometimes, depending on the property, if you are a bit short on down payment we can set up a monthly payment plan spread out over 6-12 months.. What Other Methods Of Down Payment Are Accepted ? Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our program. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades. What Is The Interest Rate On Your Owner Financing? We are flexible with our terms to meet your needs. Typical interest rates range from 7.5% to 9.5% depending on down payment and application. All credit is accepted and applications are necessary to verify income and employment. I Love The Home, What Is The Next Step? All we need is your application. You can even fax it in for faster processing! We will then contact you within 24 hours once we verify income and employment. Please keep in mind that our homes sell quickly so time is of the essence. If you have additional questions please call us today at
214-432-5585 |
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